Home Equity Lines of Credit (HELOC)

See the benefit from the value you’ve built. 

Your home has built-in potential. A HELOC gives you ongoing access to funds without reapplying each time you need them. 

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Features of a Home Equity Line of Credit

  • Access ongoing funds with one simple application 
  • Revolving credit becomes available as you repay 
  • Cover a wide range of personal needs
  • Turn the equity in your home into ongoing, affordable financing 
  • Competitive rates for several ongoing or seasonal needs: 
    • Education expenses 
    • Major life events 
    • Major home improvements 
    • Debt consolidation 
    • Emergency reserve 
    • And much more 
  • The existing equity in your home is used as collateral backing 
  • Accommodating repayment terms that work uniquely for you 
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter 
  • Revolving credit — as principal is repaid, more becomes available for use 
  • The interest paid might be tax deductible* 
  • Quick, local decision-making and processing right here in Middle Tennessee 
  • Attentive, friendly service from start to finish 

 

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*Consult a tax advisor. 

CalculatorDisclaimer

Use this calculator to determine your projected earnings from our account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated Annual Rewards $0
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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  • Net cost of buying $0
  • Net cost of leasing $0
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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Current CD Rates

11-Month CD Special

17-Month CD Special

4.05% APY*

4.15% APY*

*11-month certificate automatically renews into a 6-month term at prevailing rates unless redeemed within 10 days of maturity. 17-month certificate automatically renews into a 12-month term at prevailing rates unless redeemed within 10 days of maturity. $1,000 minimum balance required. Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings. No institutional investors. Rates effective October 5, 2026. Limited time offer. Rates subject to change without notice.

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

xx

Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

xx