Work smarter with tools that save time and money.
Discover business services designed with reliable, practical tools to help you stay on track and move your business forward.
Features of Business Services
- Access secure online banking and bill pay
- Deposit checks remotely from your office
- Easily set up merchant card services
- Fast and secure service for business customers
- Save money on postage fees with online bill pay
- Instant access to deposit, savings, and loan balance information
- View detailed account history
- Transfer funds between accounts
- Export transaction data to many financial software programs
- Simplify account management
- Save time; avoid unnecessary trips to a branch
- Free with any The Farmers Bank business account
- Reduce costs of purchasing checks
- Simplify expense tracking
- Multiple cards can be issued
- Pre-set employee limits as needed
- Safer than carrying cash
- More convenient and safer than checks
- Make purchases online or in-store virtually anytime, anywhere
- 24/7 access to funds via ATMs
- Easily withdraw funds from ATMs
Simple, Secure Payment Solutions Built for Your Business.
Flexible, secure payment solutions backed by The Farmers Bank and powered by Banc Card of America.
At The Farmers Bank, supporting local businesses goes beyond traditional banking. Through our partnership with Banc Card of America, we deliver a fully integrated merchant services program designed to simplify payments, improve cash flow, and support long-term growth. From in-store to online, you’ll have the tools, technology, and local support needed to operate efficiently and serve your customers with confidence.
Why Choose The Farmers Bank Merchant Services Powered by Banc Card?
- Seamless Payment Acceptance: Accept in-store, online, mobile, and recurring payments through a unified platform designed for reliability and speed.
- Transparent, Relationship-Based Pricing: Clear, competitive pricing with no surprises, backed by a partner who understands your business.
- Solutions That Fit Your Operation: From POS systems to gateways and virtual terminals, we tailor your setup to how you actually run your business.
- Local Expertise with National Strength: Work directly with your The Farmers Bank team alongside dedicated Banc Card specialists who know your market.
- Streamlined Onboarding and Ongoing Support: Get up and running quickly with hands-on implementation and responsive support when you need it.
- Built for Businesses Like Yours: Retail, Restaurants, Healthcare, Professional Services, E-commerce, Service-Based Businesses, and more.
Get Started Today
Start Simplifying Your Payments Today.
Connect with your The Farmers Bank team or speak directly with a Banc Card specialist to find the right solution for your business.
- Deposit checks from the convenience of your office
- Utilizes a desk scanner and internet access
- Simply sign, scan, then send checks to the bank for processing
- Checks converted to an electronic image that is then securely transmitted to the bank
- Streamline check handling from multiple offices or locations
- Same day credit; receive funds quicker, accelerating cash flow
- Saves time; the whole process can be done in a matter of minutes
- Reduce time and money spent on document preparation and transportation
- Fewer errors in accounting
- Reduce the risk of check fraud by eliminating the circulation of paper checks
Additional fees may apply.
- Ideal for payroll, vendor payments, and customer billing
- Streamline Payments with fast, electronic transfers-no more paper checks
- Greater control over payment timing to better manage cash flow
- Minimize fraud exposure compared to paper checks
- Scalable for businesses of all sizes
- Protect your business from check and ach fraud
- Review, approve, or reject flagged items before they post
- Reduce exposure to counterfeit, altered, or duplicate checks
- Eliminates manual review of every cleared check DETAILS 7 Details NameDetails ContentParagraphTo open the popup, press Shift+EnterTo open the popup, press Shift+Enter Delete
- Safeguard your bottom line
- Send funds quickly- domestic wires typically settle same day
- Secure, bank-to-bank transmission of funds
- Verification procedures help protect against fraud
- Gives recipients confidence in receiving funds
With the partnership between The Farmers Bank and Loomis, you can significantly reduce cash-handling costs while boosting efficiency, minimizing risk, safeguarding both employees and customers, and enhancing your profits through SafePoint®. Simply deposit cash into the safe, print your receipt, and allow Loomis to handle the rest.
Use this calculator to determine your projected earnings from our account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Current CD Rates
| 7-Month CD Special |
13-Month CD Special |
|
3.65% APY* |
3.25% APY* |
*7-month certificate automatically renews into a 6-month term at prevailing rates unless redeemed within 10 days of maturity. 13-month certificate automatically renews into a 12-month term at prevailing rates unless redeemed within 10 days of maturity. $1,000 minimum balance required. Annual Percentage Yield (APY). Penalty for early withdrawal. Fees may reduce earnings. No institutional investors. Rates effective December 22, 2025. Limited time offer. Rates subject to change without notice.
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx