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A Word of Advice for the High School Graduate
Congratulations! You are now a high school graduate! Take the summer off. Let your brain rest (sleep late every day). Spend unproductive time with your friends. It’s a new day, a new adventure and you are in charge of your destiny!!! Sounds good, doesn’t it? Well, maybe, but what about your new life? Time-wise, going […]
I’m Bored! – Summer Job Ideas
Congratulations! You have survived another school year!!! Your precious children are so happy to be out of school with no getting up early in the mornings, homework or schedules. I remember those days. I don’t believe this but my mother reminded me that when I was out on summer vacation I used the words, “I’m […]
Side Hustle 101
Have you ever thought…”I need a side hustle!” NO!!! At 68 I have to admit that someone had to explain this terminology to me. I have thought several times during my adult life that I needed a second job, just something to get me (us) ahead, pay off debt or money to invest. It’s all […]
A Mother’s Worth
As we celebrate Mother’s Day this coming Sunday, I am blessed to still have my 94 year old mother. She still lives at home, in fairly good health and still as sassy as ever. She has seen a lot of changes in her years. She likes to look at pictures and hear stories from Facebook […]
Teach Children to Save
The American Bankers Association says that savvy savings can start at any age. That makes it our responsibility as adults to teach our children about money. How early should we start lessons on the value of money and savings? The ABA says as soon as a child starts learning to count. What a better way […]
Emergency!
Question…Why would you keep $1,000 in a low-earning savings or checking account when you owe $2,000 on a credit card with a double-digit percentage interest rate? Is this a wise decision or just plain foolish? Look at all the money you could save in interest and fees if you paid down that credit card. On […]
New Study Finds Eating Out is Cheaper than Cooking at Home
Recently while scanning the web, I saw an article by Jane Dornbusch that caught my eye. The article was titled “New Study Finds Eating Out is Cheaper than Cooking at Home.” Really! Great, I can get rid of that stove in my kitchen, knock out the wall and have a much larger sun room! Thank […]
The Many Uses of a Penny
It’s raining as I leave the warmth of my car. I am rushing across the parking lot, when I see it…a wet, shiny penny! It crosses my mind to keep running, then I think, “its money, just lying there waiting for me.” Risking getting even wetter, I reach down and pick that drowning penny up […]
Staycation: Fun Day Trip Ideas
School is almost out! It’s time to start thinking about summer vacations, but money is going to be tight this summer. Not too sure what to tell the family about taking a trip? Consider a staycation! Have you ever walked through a home built over 200 years ago and wondered what it would have been […]
A Story of Forgiveness
I wish I could take credit for this story but I heard it Sunday at church. It’s a story about forgiveness, a story of love. Whether the story is true or not, I can’t verify since it happened about 1,500 years ago but this is how my pastor told the story. There was once a […]
