Life happens.  The Farmers Bank has the tools you need to be prepared for when it does.

Overdraft Privilege Service

An overdraft occurs when you do not have enough money in your account to cover a transaction. We can cover your overdrafts.  We have standard overdraft practices that come with your account.  Contact us to learn more about our Standard Overdraft Privilege Service, which covers checks, ACH items, etc. up to a $700 overdraft limit:  ODP.

You may also request our Extended Overdraft Privilege Service to cover your ATM and everyday debit card transactions within the $700 overdraft limit.  Learn more about our Extended Overdraft Privilege Program:  Extended Coverage.

Should you wish to decline participation in the program, in its entirety, please complete and return the following:  Decline-Remove ODP.

Additional resources and information are available to you, as well.  And, of course, we encourage you to contact us with questions and we will be happy to assist.
ODP CFPB Brochure
ODP FRB Bounce Brochure
ODP FDIC Brochure
Money Management Questionnaire
TIPS Personal Budget Planner