Savings accounts to fit your everyday life…

At the Farmers Bank, we have the solutions you need to save for your future. We have the options that will help you meet your goals while you… spend more time living.

You can start saving today!  This account allows you to earn interest on your money while saving for the future or just a rainy day.

Regular Savings Accounts offer:

  • $100 minimum deposit to open account
  • $3 quarterly service charge if balance falls below $100 during the statement period
  • $2 fee for each withdrawal over nine (9) per quarter (including ATM withdrawals)
  • 5 quarterly dormant service charge if balance is below $500. (Account becomes dormant after two years with no activity).
  • eStatements available at no charge
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions from your account per month or statement period. We may notify you if your monthly transactions exceed the legal limit.  We also may close your account or convert it to another type of account for more than occasional violations.

To all our heroes, Armed Forces* Savings offers the benefits of Regular Savings, plus:

  • $100 minimum deposit and valid military ID* to open
  • Special Interest Rate Available
  • Discounted Loan Rates Available**
  • eStatements available at no charge
  • $3 quarterly service charge if balance falls below $100 during the statement period
  • $2 fee for each withdrawal over nine (9) per quarter (including ATM withdrawals)
  • $5 quarterly dormant service charge if balance is below $500. (Account becomes dormant after two years with no activity)
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions from your account per month or statement period.  We may notify you if your monthly transactions exceed the legal limit.  We may also close your account or convert it to another type of account for more than occasional violations.

*DD-214 or DD Form 2/21, VIC or VHIC card must be provided.  **All loans are subject to credit approval.

Grow With Me Savings Account Offers:

  • $5 minimum deposit to open account
  • No minimum balance service charge
  • $2 fee for each withdrawal over nine (9) per quarter
  • This account is not eligible for Debit Cards.
  • $1 quarterly dormant service charge if balance is below $100. (Account becomes dormant after two years with no activity)
  • eStatements available at no charge
  • Customers under age 18 require an adult on the account. After age 18, the account will automatically transition into a Regular Savings Account at no charge.  At that time, all fees and regulations associated with the Regular Savings Account will apply.
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions from your account per month or statement period. We may notify you if your monthly transactions exceed the legal limit.  We also may close your account or convert it to another type of account for more than occasional violations.

One of the biggest financial fears many of us have is trudging to the mailbox in January to discover bills from Christmas shopping sprees.  Many people promise themselves that they’ll be better prepared next year, only to find themselves in the same dilemma each New Year.  A Christmas Club Savings Account is a great way to help avoid the financial strain and make the holiday season more enjoyable.

Christmas Club Savings Account offers:

  • $10 minimum deposit to open account
  • Maturity date is October 31st of each year.
  • $25 withdrawal charge
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions from your account per month or statement period. We may notify you if your monthly transactions exceed the legal limit.  We also may close your account or convert it to another type of account for more than occasional violations.

This account gives you limited access to your money and pays competitive interest rates without the volatility of an investment account.

Money Market Account offers:

  • $1,000 minimum deposit to open account
  • eStatements available at no charge
  • $10 minimum balance service charge if balance falls below $1,000 during the statement period
  • $10 fee for each withdrawal over six (6) during a statement period.
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions from your account per month or statement period. We may notify you if your monthly transactions exceed the legal limit.  We also may close your account or convert it to another type of account for more than occasional violations.

For larger investors, this account gives you limited access to your money and pays even higher interest rates without the volatility of an investment account.

Money Market PLUS Account offers:

  • $15,000 minimum deposit to open account
  • $15 minimum balance service charge if balance falls below $15,000 during the statement period
  • $15 fee for each withdrawal over six (6) during a statement period.
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card or other similar transactions from your account per month or statement period. We may notify you if your monthly transactions exceed the legal limit.  We also may close your account or convert it to another type of account for more than occasional violations.

Our CDs are a good, long-range savings option.  With a minimum deposit of $1,000 you can open a CD from 1 month to 5 years.  The interest rate is very competitive and determined by the term chosen.

Save for retirement with an IRA.  Whether you are rolling over a company retirement plan or simply making annual contributions, consider an IRA.  Learn more at any of our branches.