BUSINESS CHECKING

Ideal for sole proprietors, partnerships and corporations with less than 200 transactions per month.

• $100 minimum deposit to open account
• $2,000 minimum daily balance to avoid a monthly service charge
• $15 monthly service charge if balance falls below minimum
• 200 free items per month (debits, deposits, deposited items)
• $0.25 per item fee in excess of 200
• eStatements available at no charge; paper statements $2 per statement period

Basic business checking that pays your business a competitive interest rate.

• $2,000 minimum deposit to open account
• $2,000 minimum daily balance to avoid a monthly service charge
• $15 monthly service charge if balance falls below minimum
• 200 free items per month (debits, deposits, deposited items)
• $0.25 per item fee in excess of 200
• eStatements available at no charge; paper statements $2 per statement period

Ideal for business exceeding 200 monthly transactions.

• $100 minimum deposit to open account
• Monthly service charge calculated on an analysis of account activity:
  • Checks: $0.15 per item
  • Deposits: $0.25 per item
  • Deposit items: $0.10 per item
  • Transit items: $0.10 per item
  • Deposited item return fee: $5.00 per item
  • Monthly maintenance fee: $15.00 per statement period
• We calculate an earnings credit on your daily account balances (less reserve requirements) – the earnings credit is calculated daily, based on The Farmers Bank Money Market Interest Rate, which approximates current short-term interest rates.
• At the end of the month, your credit received for your daily balance may offset your monthly expenses.  In the event your account has a negative collected balance, interest will be calculated at The Farmers Bank Base Rate.
• eStatements available at no charge; paper statements $2 per statement period

• Economical checking services for school districts, government agencies or state and municipal governments.
• $100 minimum deposit to open account
• $500 minimum daily balance to avoid a monthly service charge
• $5 monthly service charge if balance falls below minimum
• eStatements available at no charge; paper statements $2 per statement period

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Earn highly competitive interest rates on your business funds.

• $1,000 minimum deposit to open account
• $1,000 minimum daily balance to avoid a monthly service charge
• $10 monthly service charge if balance falls below minimum
• eStatements available at no charge; paper statements $2 per statement period

This account provides economical checking with interest for:  school districts, government agencies and state and municipal governments.

• $1,000 minimum opening deposit
• $1,000 minimum daily balance to avoid a monthly service charge
• $10 monthly service charge if balance falls below minimum
• eStatements available at no charge; paper statements $2 per statement period