Business Checking

The Farmers Bank offers a variety of checking account solutions to meet the needs of our business customers – regardless of your company’s size.

Ideal for sole proprietors, partnerships and corporations with less than 200 transactions per month.
$100 minimum deposit to open account
$2,000 minimum daily balance to avoid a monthly service charge
$15 monthly service charge if balance falls below minimum
200 free items per month (debits, deposits, deposited items)
$0.25 per item fee in excess of 200
Overdraft item fee(s) are applicable.
eStatements available at no charge

Ideal for business exceeding 200 monthly transactions.
$100 minimum deposit to open account
Monthly service charge calculated on an analysis of account activity:
- Checks: $0.15 per item
- Deposits: $0.25 per item
- Deposit items: $0.10 per item
- Transit items: $0.10 per item
- Deposited item return fee: $5.00 per item
- Monthly maintenance fee: $15.00 per statement period
We calculate an earnings credit on your daily account balances (less reserve requirements) – the earnings credit is calculated daily, based on The Farmers Bank Money Market Interest Rate, which approximates current short-term interest rates.
At the end of the month, your credit received for your daily balance may offset your monthly expenses. In the event your account has a negative collected balance, interest will be calculated at The Farmers Bank Base Rate.
eStatements available at no charge

Economical checking services for school districts, government agencies or state and municipal governments.
$100 minimum deposit to open account
$500 minimum daily balance to avoid a monthly service charge
$5 monthly service charge if balance falls below minimum
Overdraft item fee(s) are applicable.
eStatements available at no charge

This account provides economical checking with interest for: school districts, government agencies and state and municipal governments.
$1,000 minimum opening deposit
$1,000 minimum daily balance to avoid a monthly service charge
$10 monthly service charge if balance falls below minimum
Overdraft item fee(s) are applicable
eStatements available at no charge